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Journal Name: Pradnyaa International Journal of Multidisciplinary Research
Frequency: 2 issues in a year
ISSN 2583 – 2115

Pradnyaa International Journal of Multidisciplinary Research | Volume: 5 | Issue Number: 1 | APR 2025 – SEPT 2025
Paper Title Authors Page No.
Analysis of Responsible Entrepreneurship Skill Development for Urban Development through Bridging the Gap Between Classrooms to Community Dr. Atul Sathe Dr. Subhashini Iyengar 1
Digital Transformation and Entrepreneurial Pathways in Multi-Level Marketing: A Conceptual Study of the Indian Context Mr. Krishna V. Shinde Dr. P.G.Pawar 7
Forging the Governance–Finance Nexus: Leveraging the Mumbai Climate Budget Model to Scale Green Insurance for Climate-Resilient Indian Cities Mr. Mikhail Chopra Dr. Rohini Kelkar 16
Perceived Organizational Support and Self-Efficacy among IT employees: Examining the Mediating Role of Job Crafting and the Moderating Effect of Job Complexity Ms. Nisha Dang Dr. Radha Iyer 29
Pathway to One Nation One Card: A Review of NCMC Implementation and Global Lessons Mr. Vijay Gawde 40
An Analysis Of Sustainable Business Models Among Internet Business Start-Ups In India Dr. Ansari Mohd. Nasir 51
The Psychology of Panic: How Herd Mentality Triggers Market Crashes DSK Chakravarthy Dr. Pushpa Mahapatro Ms. Payal Mahapatro Kanksha Dakua 63

Editor-in-Chief

Dr. ROHINI ALOK KELKAR,
Principal,
Vidyalankar School of Information Technology,
Vidyalankar Campus, Wadala (East)
Mumbai-400037
editor.journal@vsit.edu.in
www.vsit.edu.in

EDITORIAL ADVISORY BOARD
Dr. PRABHAKAR RAJKUMAR
Associate Professor and Director I/C,
Department of Commerce,
Periyar University,
Salem
Tamil Nadu – 636011
Email Id:- kudalkprk6@periyaruniversity.ac.in		Dr.RENUKA HERATH
Professor,
Department of Marketing Management,
University of Kelaniya,
University Kandy Road,
Kelaniya 11600,
Sri Lanka
Email Id:- renukaherath@kln.ac.lk
Dr. SANGEETA GUPTA
Professor,
Department of Management,
Management Education and Research Institute,
New Delhi – 110058
Email Id:- prof.sangeetagupta@meri.edu.in		Dr. MARY IMMACULATE SHEELA LOURDUSAMY
Dean & Professor,
Information Technology Department,
Pentecost University,
PO Box KN1739,
West Africa,
Email Id:- misheela@pentvars.edu.gh
Dr. SAURABH MUKHERJI
Professor,
Department of Computer Science,
Banasthali Vidyapith,
Vanasthali
Rajasthan – 304022
Email Id:- msaurabh@banasthali.in		Dr. SANGEETA PAWAR
Professor,
Department of Commerce,
University of Mumbai,
Kalina Campus,
Mumbai – 400098
Email Id:- sangeeta.pawar@commerce.mu.ac.in
Dr. THIRUNAVUKKARASU KANNAPIRAN
Professor and Head of Data Science,
Karnavati University,
Uvarsad
Gujarat – 382422
Email Id:- thiru.k@karnavatiuniversity.edu.in		Dr. Leena Nair
Assistant Professor,
Department of Management,
Vidyalankar School of Information Technology,
Wadala
Mumbai – 400037
Email Id:- leena.nair@vsit.edu.in
Dr. Ujwala Sav
Assistant Professor,
Department of IT,
Vidyalankar School of Information Technology,
Wadala
Mumbai – 400037
Email Id:- ujwala.sav@vsit.edu.in		Dr. SWAGATIKA NANDA
Assistant Professor,
Department of Commerce & Economics,
Vidyalankar School of Information Technology,
Wadala
Mumbai – 400037
Email Id:- swagatika.nanda@vsit.edu.in

Vol : 05
Issue : 01
Year : Apr 2025 - Sept 2025
Mode : Online
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Vol : 04
Issue : 02
Year : Oct 2024 - March 2025
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Vol : 04
Issue : 01
Year : Apr - Sept 2024
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Vol : 03
Issue : 02
Year : Oct 2023-Mar 2024
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Vol : 03
Issue : 01
Year : Apr - Sept 2023
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Vol : 02
Issue : 02
Year : Oct 2022-Mar 2023
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Vol : 02
Issue : 01
Year : Apr - Sep 2022
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Vol : 01
Issue : 02
Year : Oct 2021-Mar 2022
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Vol : 01
Issue : 01
Year : Apr - Sep 2021
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Vol : 04
Issue : 01
Year : Apr - Sept 2024
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Vol : 03
Issue : 02
Year : Oct 2023-Mar 2024
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Vol : 03
Issue : 01
Year : Apr - Sept 2023
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Vol : 02
Issue : 02
Year : Oct 2022-Mar 2023
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Vol : 02
Issue : 01
Year : Apr - Sep 2022
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Vol : 01
Issue : 02
Year : Oct 2021-Mar 2022
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Vol : 01
Issue : 01
Year : Apr - Sep 2021
Mode : Online
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Publisher Chief Editor
Vidyalankar School of Information Technology Vidyalankar Marg, Wadala-East Mumbai, Maharashtra 400037 principal@vsit.edu.in Tel No: 022-24104244 Dr. Rohini Alok Kelkar Principal, Vidyalankar School of Information Technology Wadala-East, Mumbai, Maharashtra 400037 editor.journal@vsit.edu.in Tel No: 022-24104244